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Annuities are being purchased more and more by not only retirees, but also younger folks who are still in the saving and accumulation phases of their planning. Fixed annuities offer a "declared" interest rate for a period of time, and can provide lifetime income with survivorship benefits. Indexed annuities are similar, but offer interest based upon a limited portion of the performance of a specific equity index specified by the contract, with a guarantee of principle. Guarantees extend to the claims paying ability of the issuer. Variable annuities are also available through Lincoln Financial Securities Corporation. We shop the top issuers for rates, features and performance. |
     
From 1976 to 1980 Gross Domestic Product , (GDP) rose every single quarter yet the Dow Jones Industrial Average lost 25% of its value over that time span. But I thought an expanding economy means a higher stock market! Not true. There is almost NO correlation between "past indicators", interest rates, oil prices or any other "outside forces" on stock prices. Contact us to find out what really drives stock prices up and down. |
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Smith & Associates Inc. Financial Services 5317 Oak Park Road Cary, Illinois 60013 (877) 766-8552 toll free (847) 516-5446 (847) 516-5476 fax |
©2005 Smith and Associates Inc. Financial Services Investments and advisory services offered through registered representatives of Lincoln Financial Securities Corporation, Member SIPC to residents of AZ, CA, FL, OH, IL, IN, MI, TN, TX, VA and WI. Smith & Associates Inc and Lincoln Financial Securities Corporation are not affiliated. Website design by project36 Chicago |
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