Call Us 847-516-5446 ☰ ˟
Logo
  • Home
  • Get A Quote
    • Annuities
    • Automobile
    • Bonds
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Liquor Liability Quote Form
    • Dental
    • Farm
    • Flood
    • HealthImage of right arrow
      • Health Insurance Quote
      • Disability Insurance Quote
      • Long Term Care Insurance Quote
      • Contact Us for More Info About Healthcare Reform
      • Medicare Supplement Quote
    • Homeowners
    • Life
    • MotorcycleImage of right arrow
      • Motorcycle Insurance Quote
      • ATV Quote
      • Snowmobile Quote
    • Non Profit Insurance
    • Recreational VehicleImage of right arrow
      • Motor Home Quote
      • Mobile Home Quote
      • Utility Trailer Quote
    • Renters
    • Trucking
    • Vision
    • Watercraft & Boat
    • Workers Compensation
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Dental
    • Flood
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
    • Other
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • Renters
    • Vision
    • Watercraft & BoatImage of right arrow
      • Request ID Card for Watercraft Policy
      • Request Declaration and Coverages Page for Watercraft Policy
      • Add Watercraft to Existing Policy
      • Remove Watercraft from Existing Policy
      • Change Primary Operator on Existing Watercraft Policy
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
  • About Us
    • About Smith and Associates Inc
    • Employee Directory
    • Partners
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Icon Auto & Home Icon Motorcycle
Icon Recreational
Icon Business
Icon Life Icon Health
Home > Calculators

Helpful Calculators

Automobile Calculators
Should I upgrade to a more fuel efficient vehicle?Auto loan - Accelerated payoffHow much vehicle can I afford?Auto purchase - Loan versus 0% dealer financing?What would my auto payments be?Should I lease or purchase an auto?
Cash Flow Calculators
Value of reducing or foregoing expenses.Historical inflation - Compare purchasing powerHow does inflation impact my standard of living?How much am I spending?Should I pay down debt or invest more?How much do I need for emergencies?How long will my money last?Should my spouse enter the work force?What is my current net worth?What is my projected net worth?What is my current cash flow?What is my projected cash flow?
Credit Calculators
How long will it take to pay off my credit card(s)?How long until my loan is paid off?What would my loan payments be?Do I have too much debt?What is the balance owing on my loan?Should I consolidate my personal debt?Re-structuring debts for accelerated payoffWhat is the impact of making extra debt payments?Should I pay off debts or invest the money?Which is better, cash up front or payments over time?
Insurance Calculators
What is my life expectancy?How much life insurance do I need?What are my needs for burial and final expenses?How much disability income insurance do I need?What are the chances of becoming disabled?What are my long-term care insurance needs?How much will I earn in my lifetime?What are the tax advantages of an annuity?How long will my current life insurance proceeds last?What is the future value of an annuity?Which is better, comprehensive plan or high-deductible plan with HSA?
Home & Mortgage Calculators
How much can I borrow from my home equity (HELOC)?Compare an interest-only vs. traditional mortgageHow do closing costs impact the interest rate?Adjustable rate mortgage calculatorWhich is better, fixed or adjustable-rate mortgage?What are the tax savings generated by my mortgage?Compare a no-cost vs. traditional mortgageShould I convert to a bi-weekly payment schedule?Should I rent or buy a home?Should I pay discount points for a lower interest rate?Comparing mortgage terms (i.e. 15, 20, 30 year)Mortgage calculatorShould I refinance my home mortgage (breakeven)?How much home can I afford?
Paycheck & Benefits Calculators
How much will my company bonus net after taxes?How will payroll adjustments affect my take-home pay?Convert my salary to an equivalent hourly wage.Convert my hourly wage to an equivalent salary.Should I exercise my "in-the-money" stock options?What is the future value of my employee stock options?What may my 401(k) be worth?What is the impact of increasing my 401(k) contribution?What may my 457 Plan be worth?What is the impact of increasing my 457 Plan contribution?
Qualified Plan Calculators
What are my Stretch IRA distributions?Net unrealized appreciation (NUA) vs. IRA rollover?I am self-employed, how much can I contribute to a retirement plan?What is the impact of early withdrawal from my 401(k)? What is the impact of borrowing from my 401(k) plan?How do I maximize my employer 401(k) match?What are my lump sum distribution options?What is my projected required minimum distributions?What is my current year required minimum distribution?Evaluate my company pension payout optionsHow much can I contribute to an IRA?How much retirement income can my IRA provide?Should I convert to a Roth IRA?What will my qualified plan be worth at retirement?
Retirement Calculators
How will retirement impact my living expenses?How much will I need to save for retirement?Are my current retirement savings sufficient?Social security retirement income estimatorHow does inflation impact my retirement income needs?I am retired, how long will my savings last?When should I begin saving for retirement?Should I convert discretionary expenses to savings?How much retirement income may my 401(k) provide?Compare a Roth 401(k) to a Traditional 401(K)
Saving Calculators
Save now vs. save later How much should I save to reach my goal?What will my current savings grow to?Calculate rate of returnWhat is my effective annual yield?How do taxes and inflation impact my return?Becoming a millionaireIncome generated by a savings plan.How long will it take to double my money?How long until my savings reach my goal?
Taxation Calculators
What is my potential estate tax liability?Federal Income Tax Estimator (Current Year)Should I adjust my payroll withholdings?Will my investment interest be deductible?How much self-employment tax will I pay?Capital gains (and losses) tax estimatorCompare taxable, tax-deferred, and tax-free growthHow much of my social security benefit may be taxable?What are the tax implications of paying interest?Should I itemize or take the standard deduction?What is my taxable-equivalent yield?2009 tax refund estimatorTax freedom day
Insurance Websites Designed and Hosted by Insurance Website Builder
Calculators designed and hosted by CalcXML
Insuring your dreams no matter what they are!
Social Social
Quick Links
Home
Get A Quote
Customer Service
Payment Options
Report a Claim
About Us
Our Carriers
Partners
Blog
Contact Us
Location 5317 Oak Park Rd
Cary, IL 60013

P: 847-516-5446
F: 847-516-5476
E: help@saiinfo.com
Trusted Choice
Powered by Insurance Website Builder