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April 17, 2019

What is Pet Insurance?

Pet health insurance offers policies and options that cover a wide variety of medical expenses:

  • Accidents/injury
  • Illness
  • Hospitalization
  • Emergency vet visits
  • Surgery
  • Vaccinations
  • Annual physicals
  • Flea prevention
  • Dental trauma
  • Some alternative therapies

Coverage for accidents and preventive care (if purchased) begins immediately on the plan’s effective date; illnesses and knee/ligament injuries have a 14-day waiting period.

Customers can choose from limits up to $15,000, with an annual deductible of $100, $250 or $500. Depending on the plan, eligible charges will be reimbursed at 70%, 80% or 90%. A package covering preventive care (with no deductible) is available for an additional cost. Coverage can be purchased for multiple pets; each will have their own separate policy and premium, and each additional pet qualifies the customer for a 10% discount. 

 Although premiums will increase as a covered pet gets older, a policy will never be cancelled or downgraded due to a pet’s age or health.


Pre-existing conditions, cosmetic procedures and/or costs associated with breeding or pregnancy are not covered; waiting periods may apply, and products and discounts are subject to change.

Call Joanna today 847-462-2128 for more information!

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