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Off-Road Vehicle Insurance

Having the right insurance policy for your off-road vehicles, such as all-terrain vehicles (ATVs) and dirt bikes, is essential. Standard homeowners insurance policies provide little financial protection for off-road vehicles, so you should consider off-road vehicle insurance. However, selecting the right policy can be complicated. Our agency can help you learn more about insurance policies for off-road vehicles.

What Off-Road Vehicle Insurance Covers

Policies vary among off-road vehicle owners, but standard coverage might include options such as the following:

  • Property damage liability coverage helps cover costs such as repairing damage if you accidentally damage someone else’s property while using your off-road vehicle.
  • Injury liability coverage can help cover medical expenses if you accidentally injure someone while operating an off-road vehicle.
  • Collision coverage helps cover costs if you are involved in a collision with another vehicle or object.
  • Comprehensive coverage can help pay for repairs or recovery costs if your vehicle is stolen or involved in an accident other than a collision.

Your off-road vehicle insurance policy may not be limited to the above coverages. Contact our agency today to learn more about potential coverage options.

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