May 27, 2025
Smith & Associates Inc.How Soon Should You Insure a New Car?
The question of how soon to insure a new car often arises during the buying process. Coverage should be in place before you take possession of the vehicle. In most states, driving a car without active auto insurance is illegal. Dealerships typically require proof of insurance before allowing you to drive off the lot. Without […]
April 22, 2025
Smith & Associates Inc.Natural Disaster Insurance Coverage
Natural disasters can strike unexpectedly, causing significant damage to homes and property. While standard homeowners insurance offers coverage for many perils, it often excludes certain natural disasters. For well-rounded financial protection, homeowners can opt for additional coverage tailored to specific risks. Flood Insurance Floods are one of the most common natural disasters, yet they are […]
March 27, 2025
Amanda CastleUnderstanding Life Insurance Riders in Illinois
Life insurance riders are optional enhancements that can be added to standard life insurance policies. They help policyholders tailor their coverage to better meet their needs. In Illinois, several riders are available that can enhance life insurance policies and offer extra financial protection. What Are Life Insurance Riders? Here are some common life insurance riders: […]
August 16, 2023
Smith & Associates Inc.Watercraft & Boat Insurance
Watercraft & Boat Insurance in Oakwood Hills, IL If you have a boat or personal watercraft, such as a jet ski, you’ll want to ensure that you have the proper insurance coverage. While some small, nonmotorized boats may be insurable under your homeowners insurance policy, most personal watercraft and boats require a separate insurance policy. […]
May 4, 2023
AgencyWelcome to Our New Website
Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate […]
May 29, 2018
AgencyWarmer weather is here to stay, time to bring out the Grill!
You may be the kind of person who fires up the grill all year long at tailgating parties, or maybe you wait for a warm summer day and a backyard full of friends before you put on your apron. Either way, grilling can be one of life’s simple pleasures. Unfortunately, where there is fun there […]
May 17, 2018
AgencyHow Can You Protect Your Wedding Day!
Did you know you can insure your wedding? Call Joanna today 847-462-2128 and learn how you can protect your wedding day from the unexpected!
April 26, 2018
AgencyStorm Season 2018
Spring is finally here! With the temps finally taking a turn for the better that also means Spring Storms will be a brewing, click “here” to see what you can do to be prepared.
March 1, 2016
AgencyMedicaid Recovery
For anyone who currently has or is considering Medicaid for health insurance; please read carefully this quote on page 5 of the Illinois Department of Human Services Mail-In Application for Medical Benefits: “If my application is approved, I give the State of Illinois the right to recover under the terms of any private or public health […]