Toy Vehicle Insurance in Oakwood Hills, IL
Toy vehicles may be built for fun or leisure, but it’s still important to financially protect them. Whether you ride an ATV on trails or take your golf cart around the local course, it’s worth considering toy vehicle insurance.
What Is Toy Vehicle Insurance? 
Toy vehicle insurance operates similarly to standard auto insurance in that you pay a premium to financially cover damage to your vehicle in the event of a covered incident. However, toy vehicle insurance is tailored to suit these unique vehicles and the risks they face. In many states, you may be required to carry insurance on any motorized vehicle if you operate it on public land.
What Does Toy Vehicle Insurance Cover?
The following are key coverages of toy vehicle insurance:
- Collision coverage may cover damage to your vehicle from hitting an object or another vehicle.
- Comprehensive coverage may cover non-collision events like theft, fire, vandalism, or certain weather-related damages.
- Liability coverage may cover injury or property damage you cause to others while operating your vehicle.
- Medical payments coverage may cover medical expenses for you or your passengers after an accident.
- Accessory coverage may cover custom vehicle parts.
Contact Us
While they might be less complex vehicles than standard cars and trucks, toy vehicles still face various risks that must be accounted for. Toy vehicle insurance can help financially protect your investment.
Contact Smith & Associates Inc in Oakwood Hills, IL today for a personalized quote or more information.